/* ====================================================================
   RESET & NORMALIZE
==================================================================== */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
u, i, center, dl, dt, dd, ol, ul, li,
fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}

html {
  line-height: 1.15;
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

*, *:before, *:after {
  box-sizing: border-box;
}

body {
  background: #F0F8FB;
  color: #154154;
  font-family: 'Open Sans', Arial, Helvetica, sans-serif;
  font-size: 16px;
  min-height: 100vh;
  line-height: 1.6;
  position: relative;
  letter-spacing: 0.01em;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, picture, svg {
  display: block;
  max-width: 100%;
}

a {
  color: #206178;
  text-decoration: none;
  transition: color 0.2s;
}
a:focus, a:hover {
  color: #F5B041;
  outline: none;
}

button,
input,
select,
textarea {
  font: inherit;
  border: none;
  outline: none;
  background: none;
}

/* ====================================================================
   TYPOGRAPHY (Montserrat bold, Open Sans body)
==================================================================== */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 800;
  color: #154154;
  letter-spacing: 0.02em;
}
h1 {
  font-size: 2.5rem;
  margin-bottom: 16px;
  line-height: 1.15;
}
h2 {
  font-size: 2rem;
  margin-bottom: 14px;
  line-height: 1.2;
}
h3 {
  font-size: 1.4rem;
  margin-bottom: 10px;
}
h4, h5, h6 {
  font-size: 1.1rem;
  margin-bottom: 6px;
}

p, ul, ol {
  color: #206178;
  margin-bottom: 14px;
}

strong {
  font-weight: 700;
}
small {
  font-size: 0.96rem;
}

ul, ol {
  margin-left: 1.5rem;
}

/* ====================================================================
   BASIC PATTERNS & CONTAINERS
==================================================================== */
.container {
  width: 100%;
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 20px;
}

.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

.section:last-child {
  margin-bottom: 0;
}

.text-section {
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: flex-start;
}

.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

@media (max-width: 768px) {
  .text-image-section {
    flex-direction: column;
    align-items: center;
  }
}

/* ====================================================================
   HEADER & NAVIGATION
==================================================================== */
header {
  background: #FFFFFF;
  border-bottom: 4px solid #F5B041;
  width: 100%;
  z-index: 70;
  box-shadow: 0 4px 18px 0 rgba(32,97,120,0.04);
}

header .container {
  min-height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

header img {
  height: 46px;
  width: auto;
}

header nav {
  display: flex;
  gap: 24px;
  align-items: center;
  justify-content: center;
}

header nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: #206178;
  padding: 8px 14px;
  border-radius: 8px;
  transition: background 0.22s, color 0.18s;
}
header nav a:hover, header nav a:focus {
  background: #F0F8FB;
  color: #F5B041;
}

.cta-button {
  background: #F5B041;
  color: #154154;
  font-weight: 900;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.1rem;
  border-radius: 10px;
  padding: 11px 26px;
  box-shadow: 0 4px 16px 0 rgba(245,176,65,0.13);
  margin-left: 10px;
  transition: background 0.18s, color 0.13s, transform 0.16s;
  outline: none;
  border: none;
  letter-spacing: 0.01em;
  display: inline-block;
}
.cta-button:hover, .cta-button:focus {
  background: #206178;
  color: #FFFFFF;
  transform: translateY(-1.5px) scale(1.03);
}

/* ====================================================================
   MOBILE MENU
==================================================================== */
.mobile-menu-toggle {
  display: none;
  background: #F5B041;
  border-radius: 8px;
  width: 44px;
  height: 44px;
  font-size: 2rem;
  color: #154154;
  border: none;
  cursor: pointer;
  align-items: center;
  justify-content: center;
  transition: background 0.18s;
  z-index: 101;
}
.mobile-menu-toggle:hover, .mobile-menu-toggle:focus {
  background: #206178;
  color: #FFF;
}

.mobile-menu {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  width: 100vw;
  height: 100vh;
  background: #154154;
  z-index: 2000;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  transform: translateX(100%);
  transition: transform 0.34s cubic-bezier(0.82, 0, 0, 1);
  padding: 0;
}
.mobile-menu.open {
  display: flex;
  transform: translateX(0);
}
.mobile-menu-close {
  background: transparent;
  border: none;
  color: #F5B041;
  font-size: 2.4rem;
  position: absolute;
  top: 28px;
  right: 26px;
  cursor: pointer;
  z-index: 2050;
  transition: color 0.16s;
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  color: #FFF200;
}

.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 28px;
  margin: 92px 0 0 34px;
  align-items: flex-start;
}
.mobile-nav a {
  color: #FFFFFF;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.2rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  border-radius: 8px;
  padding: 8px 0 8px 8px;
  transition: color 0.18s, background 0.18s;
  width: fit-content;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  color: #F5B041;
  background: rgba(245,176,65,0.06);
}

@media (max-width: 1020px) {
  header nav {
    display: none;
  }
  .cta-button {
    display: none;
  }
  .mobile-menu-toggle {
    display: flex;
  }
}
@media (min-width: 1021px) {
  .mobile-menu {
    display: none !important;
  }
  .mobile-menu-toggle {
    display: none !important;
  }
}

/* ====================================================================
   HERO & CTA BANNER
==================================================================== */
.hero {
  background: #206178;
  color: #FFFFFF;
  padding: 70px 0 60px 0;
  margin-bottom: 60px;
  position: relative;
}
.hero .container, .cta-banner .container {
  display: flex;
  flex-direction: column;
  align-items: center;
}
.hero .content-wrapper {
  align-items: flex-start;
  gap: 20px;
}
.hero h1, .hero p {
  color: #FFFFFF;
}
.hero h1 {
  font-size: 2.7rem;
  line-height: 1.14;
  letter-spacing: 0.01em;
  font-weight: 900;
}
.hero p {
  font-size: 1.3rem;
  max-width: 520px;
  color: #F0F8FB;
}
.hero .cta-button {
  background: #F5B041;
  color: #154154;
  font-size: 1.15rem;
  box-shadow: 0 4px 18px 0 rgba(245,176,65,0.13);
  margin-top: 18px;
}
.hero .cta-button:hover {
  background: #FFFFFF;
  color: #206178;
}

.cta-banner {
  background: #154154;
  color: #FFF;
  padding: 48px 0 40px 0;
  margin-bottom: 0;
}
.cta-banner h2 {
  color: #FFF;
  font-size: 2rem;
  margin-bottom: 18px;
  line-height: 1.2;
}
.cta-banner .cta-button {
  margin-top: 12px;
  background: #F5B041;
  color: #154154;
  font-weight: 800;
}
.cta-banner .cta-button:hover {
  background: #FFF;
  color: #206178;
}

@media (max-width: 600px) {
  .hero, .cta-banner {
    padding: 34px 0;
  }
  .hero h1, .cta-banner h2 {
    font-size: 1.45rem;
  }
  .hero .content-wrapper {
    gap: 13px;
  }
}

/* ====================================================================
   FEATURES & CARDS
==================================================================== */
.features {
  background: #FFFFFF;
  border-radius: 16px;
  box-shadow: 0 2px 12px 0 rgba(32,97,120,0.07);
  margin-bottom: 60px;
  padding: 34px 0 20px 0;
}
.features .content-wrapper {
  gap: 0;
}

.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: space-between;
}
.feature-grid > div {
  flex: 1 1 260px;
  background: #F0F8FB;
  border-radius: 14px;
  box-shadow: 0 2px 11px 0 rgba(32,97,120, 0.05);
  padding: 22px 22px 22px 22px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 14px;
  min-width: 220px;
  transition: box-shadow 0.19s, transform 0.16s;
  position: relative;
}
.feature-grid > div:hover {
  box-shadow: 0 6px 22px 0 rgba(32,97,120,0.10);
  transform: translateY(-5px) scale(1.025);
}
.feature-grid img {
  height: 36px;
  width: 36px;
  margin-bottom: 6px;
  flex-shrink: 0;
}
.feature-grid h3 {
  font-size: 1.2rem;
  margin-bottom: 6px;
}
.feature-grid p {
  font-size: 1rem;
}

@media (max-width: 900px) {
  .feature-grid {
    flex-direction: column;
    gap: 18px;
  }
}

.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  background: #FFF;
  box-shadow: 0 2px 10px 0 rgba(32,97,120,0.07);
  border-radius: 14px;
  padding: 24px;
  position: relative;
}

.card-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 10px;
}

.service-cards {
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
  justify-content: space-between;
}
.service-cards > div {
  flex: 1 1 240px;
  min-width: 220px;
  background: #F0F8FB;
  border-radius: 13px;
  box-shadow: 0 2px 10px 0 rgba(32,97,120, 0.04);
  padding: 22px 18px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: box-shadow 0.19s, transform 0.15s;
}
.service-cards > div:hover {
  box-shadow: 0 8px 24px 0 rgba(32,97,120,0.10);
  transform: translateY(-4px) scale(1.028);
}

@media (max-width: 900px) {
  .service-cards {
    flex-direction: column;
    gap: 16px;
  }
}

.client-logos {
  display: flex;
  gap: 32px;
  align-items: center;
  justify-content: flex-start;
  flex-wrap: wrap;
  margin-bottom: 24px;
}
.client-logos img {
  height: 48px;
  width: auto;
  opacity: 0.92;
  transition: opacity 0.18s, filter 0.21s;
}
.client-logos img:hover {
  opacity: 1;
  filter: brightness(1.2);
}
@media (max-width: 700px) {
  .client-logos {
    gap: 16px;
    justify-content: center;
  }
  .client-logos img {
    height: 36px;
  }
}

/* ====================================================================
   TESTIMONIALS
==================================================================== */
.testimonials {
  margin-bottom: 60px;
}
.testimonials .container {
  display: flex;
  flex-direction: column;
  gap: 18px;
  align-items: flex-start;
}
.testimonials h2 {
  margin-bottom: 10px;
}

.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  background: #FFFFFF;
  padding: 20px;
  border-radius: 14px;
  box-shadow: 0 2px 14px 0 rgba(20,97,120,0.13);
  margin-bottom: 20px;
  min-width: 0;
  max-width: 680px;
  flex: 1 1 320px;
  border-left: 7px solid #F5B041;
  transition: box-shadow 0.19s, transform 0.14s;
}
.testimonial-card p {
  color: #154154;
  font-size: 1.08rem;
  margin-bottom: 6px;
  font-style: italic;
}
.testimonial-card strong {
  color: #206178;
}
.testimonial-card:hover {
  box-shadow: 0 8px 20px 0 rgba(245,176,65,0.10);
  transform: translateY(-3px) scale(1.015);
}
@media (max-width: 900px) {
  .testimonials .container {
    gap: 12px;
  }
  .testimonial-card {
    max-width: 100%;
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
    padding: 16px;
  }
}

/* ====================================================================
   TABLE STYLES
==================================================================== */
table {
  width: 100%;
  border-collapse: collapse;
  background: #FFF;
  border-radius: 10px;
  overflow: hidden;
  margin: 18px 0 26px 0;
  box-shadow: 0 1.5px 6px 0 rgba(32,97,120,0.06);
}
table th, table td {
  text-align: left;
  padding: 14px 18px;
  font-size: 1rem;
  color: #206178;
}
table th {
  background: #206178;
  color: #FFF;
  font-size: 1.02rem;
  font-weight: 800;
  letter-spacing: 0.01em;
}
table tr:not(:last-child) td {
  border-bottom: 1px solid #F0F8FB;
}

/* ====================================================================
   FOOTER
==================================================================== */
footer {
  background: #154154;
  color: #FFF;
  padding: 44px 0 0 0;
  margin-top: 60px;
  border-radius: 18px 18px 0 0;
  box-shadow: 0 -2px 12px 0 rgba(20,97,120,0.05);
}
footer .container {
  display: flex;
  flex-wrap: wrap;
  gap: 38px;
  align-items: flex-start;
  justify-content: space-between;
  padding-bottom: 18px;
}
footer nav {
  display: flex;
  flex-direction: column;
  gap: 9px;
}
footer nav a {
  color: #F0F8FB;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.02rem;
  font-weight: 700;
  margin-bottom: 4px;
  letter-spacing: 0.012em;
  transition: color 0.16s;
}
footer nav a:hover, footer nav a:focus {
  color: #F5B041;
}

footer img {
  height: 42px;
  margin-bottom: 12px;
}
footer > .container > div {
  font-size: 0.98rem;
  color: #F0F8FB;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
footer > .container > div a img {
  height: 32px;
  display: inline-block;
  margin-right: 6px;
  margin-top: 12px;
  filter: grayscale(0.2);
  transition: filter 0.18s, opacity 0.18s;
}
footer > .container > div a img:hover {
  filter: grayscale(0) brightness(1.2);
  opacity: 0.95;
}
footer small {
  color: #CCC;
  padding: 20px 0 10px 0;
  text-align: center;
  width: 100%;
  display: inline-block;
}
@media (max-width: 900px) {
  footer .container {
    flex-direction: column;
    gap: 16px;
    align-items: flex-start;
  }
}

/* ====================================================================
   COOKIE BANNER & MODAL
==================================================================== */
.cookie-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: #FFFFFF;
  border-top: 3px solid #F5B041;
  box-shadow: 0 -2px 16px 0 rgba(32,97,120,0.08);
  z-index: 3000;
  padding: 28px 20px 21px 20px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  align-items: flex-start;
  gap: 10px;
  opacity: 1;
  transform: translateY(0);
  transition: transform 0.32s, opacity 0.18s;
  font-size: 1rem;
  font-family: 'Open Sans', Arial, sans-serif;
}
.cookie-banner.hide {
  opacity: 0;
  pointer-events: none;
  transform: translateY(120%);
}
.cookie-banner p {
  color: #206178;
  font-size: 1.04rem;
  margin-bottom: 0;
}
.cookie-banner .cookie-buttons {
  display: flex;
  gap: 18px;
  align-items: center;
}
.cookie-banner button {
  border-radius: 8px;
  padding: 9px 22px;
  background: #F0F8FB;
  color: #206178;
  font-weight: 700;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  border: none;
  cursor: pointer;
  margin-right: 0;
  transition: background 0.16s, color 0.14s;
}
.cookie-banner .accept {
  background: #F5B041;
  color: #154154;
}
.cookie-banner .accept:hover {
  background: #206178;
  color: #FFF;
}
.cookie-banner .reject {
  background: #F0F8FB;
  color: #206178;
}
.cookie-banner .reject:hover {
  background: #154154;
  color: #FFF;
}
.cookie-banner .settings {
  background: transparent;
  border: 2px solid #154154;
  color: #206178;
}
.cookie-banner .settings:hover {
  background: #206178;
  border-color: #206178;
  color: #FFF;
}

/* Cookie Modal (for settings) */
.cookie-modal-overlay {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(32,97,120, 0.16);
  z-index: 4000;
  display: flex;
  align-items: center;
  justify-content: center;
  pointer-events: auto;
  opacity: 1;
  transition: opacity 0.19s;
}
.cookie-modal-overlay.hide {
  display: none !important;
  opacity: 0;
  pointer-events: none;
}
.cookie-modal {
  background: #FFF;
  border-radius: 16px;
  box-shadow: 0 6px 30px 0 rgba(32,97,120,0.15);
  padding: 38px 28px 28px 28px;
  width: 96%;
  max-width: 420px;
  display: flex;
  flex-direction: column;
  gap: 19px;
  z-index: 4040;
  animation: cookieModalPopIn 0.22s cubic-bezier(.24,1.6,.22,1.01);
}
@keyframes cookieModalPopIn {
  0% { opacity: 0; transform: scale(0.91) translateY(50px); }
  100% { opacity: 1; transform: scale(1) translateY(0); }
}
.cookie-modal h3 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.26rem;
  font-weight: 800;
  margin-bottom: 10px;
  color: #206178;
}
.cookie-modal .cookie-category {
  margin-bottom: 8px;
  padding: 7px 0 7px 0;
  display: flex;
  align-items: center;
  gap: 14px;
}
.cookie-modal .category-toggle {
  appearance: none;
  width: 34px;
  height: 18px;
  background: #F0F8FB;
  border-radius: 10px;
  position: relative;
  outline: none;
  box-shadow: 0 0.5px 3px 0 rgba(32,97,120,0.05);
  cursor: pointer;
  transition: background 0.18s;
}
.cookie-modal .category-toggle:checked {
  background: #F5B041;
}
.cookie-modal .category-toggle:before {
  content: '';
  display: block;
  position: absolute;
  left: 3px; top: 2px;
  width: 14px; height: 14px;
  background: #FFF;
  border-radius: 7px;
  transition: transform 0.2s;
  box-shadow: 0 0.5px 2px rgba(32,97,120,0.09);
}
.cookie-modal .category-toggle:checked:before {
  transform: translateX(14px);
}
.cookie-modal .cookie-buttons {
  margin-top: 12px;
}
.cookie-modal .cookie-modal-close {
  position: absolute;
  right: 20px;
  top: 14px;
  background: transparent;
  color: #206178;
  border: none;
  font-size: 1.7rem;
  cursor: pointer;
  transition: color 0.15s;
}
.cookie-modal .cookie-modal-close:hover {
  color: #F5B041;
}

@media (max-width: 500px) {
  .cookie-modal {
    padding: 16px 4px 16px 4px;
    max-width: 98vw;
  }
}

/* ====================================================================
   RESPONSIVE UTILITY PATTERNS
==================================================================== */
@media (max-width: 1300px) {
  .container {
    max-width: 95vw;
  }
}
@media (max-width: 900px) {
  .container {
    padding: 0 8px;
    max-width: 100vw;
  }
  h1 {
    font-size: 1.55rem;
  }
  h2 {
    font-size: 1.27rem;
  }
}

@media (max-width: 500px) {
  .section {
    margin-bottom: 26px;
    padding: 21px 6px;
  }
  .testimonial-card {
    padding: 13px 7px;
  }
  .card-container, .service-cards, .content-wrapper {
    gap: 12px;
  }
  .hero .container, .cta-banner .container {
    padding: 0 6px;
  }
}

/* =====================================================================
   MISCELLANEOUS
===================================================================== */
ol, ul {
  margin-bottom: 14px;
  padding-left: 26px;
}
li {
  margin-bottom: 8px;
}
li img {
  vertical-align: middle;
  margin-right: 8px;
  height: 21px;
}

dt, dd {
  margin-bottom: 8px;
}

.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}

.card {
  margin-bottom: 20px; /* mandatory */
  position: relative;
}

/* =====================================================================
   ANIMATIONS & HOVER EFFECTS
===================================================================== */
a, button, .cta-button {
  transition: background 0.18s, color 0.13s, box-shadow 0.16s, border 0.1s, transform 0.13s;
}
.feature-grid > div, .service-cards > div, .testimonial-card, .card {
  transition: box-shadow 0.19s, transform 0.13s, background 0.13s;
}

/* Subtle geometric accent (triangle, just for modern_bold flavor) */
.hero:before {
  content: '';
  position: absolute;
  right: 0;
  top: 0;
  width: 0;
  height: 0;
  border-top: 120px solid #F5B041;
  border-left: 120px solid transparent;
  z-index: 2;
}
@media (max-width: 700px) {
  .hero:before {
    border-top: 70px solid #F5B041;
    border-left: 70px solid transparent;
  }
}

/* =====================================================================
   MANDATORY FLEXBOX SPACING & ALIGNMENT - DO NOT TOUCH
===================================================================== */
.section { margin-bottom: 60px; padding: 40px 20px; }
.card-container { display: flex; flex-wrap: wrap; gap: 24px; }
.card { margin-bottom: 20px; position: relative; }
.content-grid { display: flex; flex-wrap: wrap; gap: 20px; justify-content: space-between; }
.text-image-section { display: flex; align-items: center; gap: 30px; flex-wrap: wrap; }
.testimonial-card { display: flex; align-items: center; gap: 20px; padding: 20px; }
.feature-item { display: flex; flex-direction: column; align-items: flex-start; gap: 15px; }

/* =====================================================================
   REALISTIC FOCUS & ACCESSIBILITY
===================================================================== */
a:focus, button:focus, .cta-button:focus {
  outline: 2px solid #F5B041;
  outline-offset: 1px;
}
::-webkit-input-placeholder { color: #8dbdcf; }
::-moz-placeholder { color: #8dbdcf; }
:-ms-input-placeholder { color: #8dbdcf; }
::placeholder { color: #8dbdcf; }
